The Ehsaas Nojawan Program 2025 is an important project of the Khyber Pakhtunkhwa government which aims to provide interest-free loans to the youth to start their own businesses. Under this program, those youth who want to do something but are left behind due to financial difficulties will be supported by the government so that they can start their own businesses and become independent.

The aim of this project is to reduce unemployment, provide employment opportunities to the youth, and improve the economy of the province. This will not only enable the youth to gain self-employment but will also be able to provide employment to others, which is beneficial for the entire society.

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Overview of Ehsaas Nojawan Program 2025

The Ehsaas Nojawan Program 2025is a three-year project of the Khyber Pakhtunkhwa government, for which a budget of Rs. 3 billion has been allocated. Its aim is to help youth in their business by providing interest-free loans. This program is divided into two parts:

Loans for large businesses

💸Loan amount: 1 million to 5 million rupees 

👥 Eligibility: 18 to 35 years of age, groups of 3 to 5 people

🏦 Institution: Bank of Khyber 

⏳ Repayment: Easy installments in 8 years, no installments for the first 20 months 

Loans for small businesses

💵 Loan amount: 1 million to 5 million rupees 

👤 Eligibility: 18 to 40 years of age, individually 

🕌 Institution: Akhuwat Islamic Microfinance Bank 

📅 Repayment: Easy installments in 3 to 5 years 

A separate section has been kept for women and disabled people so that they can also benefit easily

Eligibility Criteria for Ehsaas Nojawan Program 2025

📅 Age :

• Limit:For Big Loan: Between 18 to 35 Years
• For Small Loan: Between 18 to 40 Years

🏡 Residence: The applicant must be a resident of Khyber Pakhtunkhwa.

💡 Business Plan: The applicant must have a good and viable business idea or plan.

👥 Group Formation: If you want to apply for a big loan, you need to form a group of 3 to 5 people.

How to Apply for Ehsaas Nojawan Program 2025?

Apply for Loan: ehsaasnaujawan.bok.com.pk

Applying for the program is very easy. The procedure is different for two types of loans:

How to Apply for a Large Loan

🌐 Visit the website: ehsaasnaujawan.bok.com.pk (Bank of Khyber website)

🧾 Fill the online form: Complete the form with your information and that of all the group members.

📄 Submit documents: CNICs of all group members

A complete and detailed business plan (Business Plan)

How to Apply for a Small Loan

🏦 Visit the nearest branch: Visit the nearest branch of Akhuwat Islamic Microfinance Bank.

🧾 Get the form and fill it: Get the application form from the branch, complete it.

📄 Submit documents: CNIC and business plan  

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Ehsaas Nojawan Program 2025 – Main Objectives

🚀 Promoting Entrepreneurship: To encourage youth to start their own businesses so that they can be self-reliant.

👷‍♂️ Reducing Unemployment: To create new employment opportunities for youth with the help of new businesses.

📈 Economic Development: To strengthen the economy of Khyber Pakhtunkhwa by increasing business activities.

👩‍🦽 Empowering the Underprivileged: To provide special support to women and people with disabilities so that every section of society can develop.

Government support and future plans

The Khyber Pakhtunkhwa government is committed to the development of youth and is going to launch not only the Ehsaas Jawan program but also many more projects.

Current and upcoming programs

The government has allocated Rs. 15 billion in the new budget, through which these programs will be launched:

🏠 Ehsaas Apna Ghar Program: To provide affordable and easy housing to the youth.

👨‍🔧 Ehsaas Rozgar Program: To provide jobs and create employment opportunities for the youth.

🛠️ Ehsaas Hunar Program: To teach and train the youth in various skills so that they can earn their own living.

Also Read: Maryam Nawaz Eid Package 2025 – Who Is Eligible and How to Apply?

Conclusion

The Ehsaas Nojawan Program 2025 is an important step in empowering the youth of Khyber Pakhtunkhwa. This program seeks to make the youth self-reliant by providing interest-free loans and helping them start businesses. This will increase employment opportunities, reduce unemployment, and improve the economy. With the support of the government and the efforts of the youth, this program can bring positive changes in the life of the region.

FAQs – Ehsaas Nojawan Program 2025